Healthcare is complicated, but we’ve got you covered.
Medicare Supplement plans are designed to complement Original Medicare coverage. Medicare Advantage plans supplement it all.

Original Medicare Part A and B pays a portion of the costs, but it often fails to cover added expenses and hidden fees, which can cost up to thousands of dollars per year.
That’s where we come in.

What Medicare Covers:
  • Hospital care
  • Skilled nursing facility & hospice
  • Lab tests, surgery, home health care.
  • Doctor visits
Medicare Supplement Plans Can Cover:
  • Copays
  • Coinsurance
  • Deductibles
  • Out-Of-Pocket Costs
*Coming Soon* Medicare Advantage Plans Can Cover:
  • Original Medicare Part A and Part B
  • Vision, hearing and dental
  • Prescription drug costs
  • Preventative wellness benefits
Call 800-975-6103 To Speak to a Licensed Agent

What Makes Us Different?

Talk to real people about your Medicare coverage. We partner with top national carriers to bring you the best benefits at the lowest cost, and our licensed agents will guide you every step of the way.

Keep your Medicare Doctor

Don’t worry about switching physicians -- supplemental insurance won’t require a new network of providers.

Enroll with Ease

We know healthcare can be complicated, so our agents are specially trained to make the process as straightforward as possible.

Trustworthy, Local
and Certified Agents

Our agents are always located in the United States, and specially trained to provide you with exceptional customer service.

You Can Qualify

In order to purchase a Medicare Advantage or Medicare Supplement plan, you must first be eligible for Medicare. If you meet any of the following requirements, you could qualify:

65 years of age or older
Receiving disability benefits for 24 months or more
Diagnosed with Lou Gehrig’s disease (ALS)
Diagnosed with end stage renal disease (ESRD – permanent kidney failure requiring dialysis or transplant)

If you don’t meet these qualifiers, it’s never too early to start thinking about your future, and Hubby can help you prepare.

If you or a loved one needs help planning for Medicare, speak to a licensed agent at

(800) 975 - 6103

Reviews

I did not understand how Medicare worked when I turned 65, and it was difficult finding a real person to explain it to me. I spoke to a Hubby agent for an hour and I’m set up with coverage for the rest of my retirement.

  • Margaret, 65
  • - Margaret, 65

I called Hubby Health before I turned 65 to find out what I needed for Medicare. The agent walked me through each step, so my supplement plan started right after my birthday. The process was easy and simple.

  • Robert, 66
  • - Robert, 66

My mom turned 70 this year and was spending a ton on copays for her doctor visits. Hubby taught me everything I needed to know about supplemental plans and we ended up saving her hundreds of dollars this year.

  • Sarah, 47
  • - Sarah, 47

Frequently asked questions?

HAVE QUESTIONS? WE’VE GOT YOU COVERED!
What are Medicare Supplement plans?

Medicare Supplement plans are designed to complement your standard Medicare coverage.

The plans help fill in the gaps of Original Medicare, earning its nickname “Medigap Insurance”. Healthcare can be expensive, and while Original Medicare Part A and B pays a portion of the costs, it often fails to cover added expenses and hidden fees.

A Medicare Supplement Insurance policy can help pay some of the remaining health care costs, like:

  • Copayments
  • Coinsurance
  • Deductibles

These extra fees may be associated with hospital stays, skilled nursing costs, doctor visits, blood or foreign medical emergencies.

What are Medicare Advantage Plans?

Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D). In many cases, you’ll need to use health care providers who participate in the plan’s network and service area for the lowest costs, often HMO or PPO plans. These plans set a limit on what you’ll have to pay out-of-pocket each year for covered services, to help protect you from unexpected costs. They often include added benefits like dental, vision, hearing and wellness.

How much money can I save with Medicare Supplement plans?

Depending on your medical needs, Medicare supplement plans can save anywhere from hundreds to thousands of dollars per year. They will cover a wide variety of costs like:

  • An additional 365 days of hospital expenses, potentially worth up to $4,000 a day
  • Care from a Skilled Nursing Facility, where you could pay an additional $14,080
  • The first three pints of blood, about $150 each
  • Copays and deductibles associated with every doctor visit

Medicare supplement plans can cover 100% of these costs and many others.

Do I qualify for Medicare Supplement or Medicare Advantage plans?

In order to qualify for either Medicare Supplement or Medicare Advantage plans, you must be eligible for Medicare. If you meet any of the following requirements, you could qualify for Medicare insurance:

  • 65 years of age or older
  • Receiving disability benefits for 24 months or more
  • Diagnosed with Lou Gehrig’s disease (ALS).
  • Diagnosed with end stage renal disease (ESRD – permanent kidney failure requiring dialysis or transplant)
Do I need Original Medicare to apply for an Advantage or supplement plan?

You must have Medicare Part A and B in order to receive coverage from a supplemental plan. If you are not sure if you are currently enrolled in Medicare, or you would like to sign up for Medicare, one of our trusted agents can help guide you through the process. 

 

If you are interested in a Medicare Advantage plan, you do not need to be enrolled in Medicare Part A or Part B. Medicare Advantage plans will provide you with the same coverage, but often with additional benefits like dental, hearing, vision and wellness. 

When can I sign up for a Supplemental or Advantage Insurance policy?

The best time to purchase a Medicare Supplement policy is during your Initial Enrollment Period, which automatically begins three months before your 65th birthday and ends three months after. Once you’re enrolled in Original Medicare you can buy any Medigap policy sold in your state, or you can purchase Medicare Advantage instead of enrolling in Original Medicare. 

 

If you miss this deadline, don’t worry! Medicare Supplement plans are available during the Open Enrollment Period from October 15 – December 7. Medicare Advantage plans are available during the Annual Election Period from January 1 – March 31. 

Does it matter if I have pre-existing conditions?

No. Pre-existing conditions do NOT exclude you from Medicare or Medicare-related products.

How does Hubby Health work?

Hubby provides licensed agents to guide you through the enrollment process from start to finish.

Simply call (800) 975-6103 and you’ll be immediately connected to a real person who will help you analyze your options. Once you are comfortable with a plan, they will assist you in the enrollment process and ensure you have all the information you need to get started.

What do Medicare supplement plans NOT cover?

Medicare Supplement plans, also known as Medigap policies, generally don’t cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.

What if I already have a Medicare Supplement or Medicare Advantage plan?

If you already have an insurance plan, but want to change plans or lower your premium, you are in the right place. You can change your Medicare Supplement or Advantage plan during Open Enrollment or Annual Election periods for little to no fees. Simply call us at 800-975-6103 to learn more.

How do different Medicare Supplement plans compare?

There are ten different Medicare Supplement insurance plans, labeled A, B, C*, D, F*, G, K, L, M and N. Each standardized plan offers a different level of basic benefits, but any of them will increase cost savings.

Click here for a comparison chart of Medicare Supplement plans.