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Whether it's building a business from scratch or, integrating an existing company to make 1+1=3 or 10x-ing a business that is looking to break through, we have been there and we have fun doing it.
We believe the best businesses have an inherent path to profitability. While it might not always be obvious, we can help evaluate what challenges stand in the way of your business maximizing its margin.
If you ned a quick pep talk or you want to do an in-depth whiteboard session, the team will always show up ready to run thru walls to help your business get to the next level.
In order to purchase a Medicare Advantage or Medicare Supplement plan, you must first be eligible for Medicare. If you meet any of the following requirements, you could qualify:
If you don’t meet these qualifiers, it’s never too early to start thinking about your future, and Hubby can help you prepare.
If you or a loved one needs help planning for Medicare, speak to a licensed agent at(800) 975 - 6103
I did not understand how Medicare worked when I turned 65, and it was difficult finding a real person to explain it to me. I spoke to a Hubby agent for an hour and I’m set up with coverage for the rest of my retirement.
I called Hubby Health before I turned 65 to find out what I needed for Medicare. The agent walked me through each step, so my supplement plan started right after my birthday. The process was easy and simple.
My mom turned 70 this year and was spending a ton on copays for her doctor visits. Hubby taught me everything I needed to know about supplemental plans and we ended up saving her hundreds of dollars this year.
Medicare Supplement plans are designed to complement your standard Medicare coverage.
The plans help fill in the gaps of Original Medicare, earning its nickname “Medigap Insurance”. Healthcare can be expensive, and while Original Medicare Part A and B pays a portion of the costs, it often fails to cover added expenses and hidden fees.
A Medicare Supplement Insurance policy can help pay some of the remaining health care costs, like:
These extra fees may be associated with hospital stays, skilled nursing costs, doctor visits, blood or foreign medical emergencies.
Medicare Advantage Plans are another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D). In many cases, you’ll need to use health care providers who participate in the plan’s network and service area for the lowest costs, often HMO or PPO plans. These plans set a limit on what you’ll have to pay out-of-pocket each year for covered services, to help protect you from unexpected costs. They often include added benefits like dental, vision, hearing and wellness.
Depending on your medical needs, Medicare supplement plans can save anywhere from hundreds to thousands of dollars per year. They will cover a wide variety of costs like:
Medicare supplement plans can cover 100% of these costs and many others.
In order to qualify for either Medicare Supplement or Medicare Advantage plans, you must be eligible for Medicare. If you meet any of the following requirements, you could qualify for Medicare insurance:
You must have Medicare Part A and B in order to receive coverage from a supplemental plan. If you are not sure if you are currently enrolled in Medicare, or you would like to sign up for Medicare, one of our trusted agents can help guide you through the process.
If you are interested in a Medicare Advantage plan, you do not need to be enrolled in Medicare Part A or Part B. Medicare Advantage plans will provide you with the same coverage, but often with additional benefits like dental, hearing, vision and wellness.
The best time to purchase a Medicare Supplement policy is during your Initial Enrollment Period, which automatically begins three months before your 65th birthday and ends three months after. Once you’re enrolled in Original Medicare you can buy any Medigap policy sold in your state, or you can purchase Medicare Advantage instead of enrolling in Original Medicare.
If you miss this deadline, don’t worry! Medicare Supplement plans are available during the Open Enrollment Period from October 15 – December 7. Medicare Advantage plans are available during the Annual Election Period from January 1 – March 31.
No. Pre-existing conditions do NOT exclude you from Medicare or Medicare-related products.
Hubby provides licensed agents to guide you through the enrollment process from start to finish.
Simply call (800) 975-6103 and you’ll be immediately connected to a real person who will help you analyze your options. Once you are comfortable with a plan, they will assist you in the enrollment process and ensure you have all the information you need to get started.
Medicare Supplement plans, also known as Medigap policies, generally don’t cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
If you already have an insurance plan, but want to change plans or lower your premium, you are in the right place. You can change your Medicare Supplement or Advantage plan during Open Enrollment or Annual Election periods for little to no fees. Simply call us at 800-975-6103 to learn more.
There are ten different Medicare Supplement insurance plans, labeled A, B, C*, D, F*, G, K, L, M and N. Each standardized plan offers a different level of basic benefits, but any of them will increase cost savings.
Click here for a comparison chart of Medicare Supplement plans.